If you’ve ever done something or gone somewhere you didn’t want to, just because you paid for the tickets and couldn’t get your money back, you’ve been a slave to the money.

What is your relationship with money? Is money your comfort, your god, your friend, your master, your servant, your lover?

In a sense, money speaks for itself.

In English, Japanese, Taiwanese or French, two simple words “How much?” and an open portfolio will allow you to travel most of the world. In a capitalist system, we need money to function and a large part of you is your way of handling, controlling, managing, losing, scattering, investing, eating, burning, loving, hating or worrying about money.

The things that money can buy have probably defined your holiday, birthday, Christmas experience; next to which reside some of your deepest memories and values. For example, were you educated to “make your money”? What happens now when you don’t get good value for money? Do you end up feeling cheated or “scammed”?

Think of the things that symbolize money. When I was little, what were the conditions of pocket money? Did the money bring you joy and happiness, love, entrapment, resentment, or fear?

As an adult, what is your definition of waste or extravagance? I have friends on both ends when it comes to grocery shopping. One buys a lot of sausages and a cheap bite and is proud of their economy; the other involves no expense and buys exotic fruits, fresh salmon and meats, lean cuts of meat without exception. Their argument is that you can buy a lot of quality food at the price of a triple heart by-pass or a mobility scooter.

What does prosperity mean to you? Some financial advisors advocate that you save $ 3.50 a day (the cost of a cup of coffee) so you can reap the benefits of aggregate interest and retire in moderation years later. I was inclined to agree to this advice until the day I realized I had the time and money available. to enjoy one coffee bought a day era prosperity. It was neither a missed opportunity to save nor an extravagance.

Money means different things to different people and can buy us unique experiences for ourselves.

A friend of mine told me that his dream was to buy a new Porsche. Bridget had realized he could afford it if he added the loan to his mortgage and paid it off for 25 years. Because he had financial knowledge, he knew the real cost of the car, but he said it was something he only wanted to do during his lifetime, so the expense would be worth it. When I found out I hadn’t driven any yet, we organized a test. We were only five minutes away by car when I asked her if the car did it for her? Was it worth it? ‘ She replied, “I don’t know. I think I could have been skiing in Aspen for six months before.”

We discussed how it would feel to go back to work to pay for it. He told me he would have no problem owning a better car than the general manager, but it would cost him to get back to the boring job he had. For her, that car was a metaphor for the excitement she otherwise lacked in her life. His purchase would have been the biggest adrenaline rush, having been all the way down. What he really wanted to do was explode and test his self-confidence. Fortunately he realized in time that a car return plan was not the solution.